Saving money is important for living and for future plans. This is why we’ve put together our top money-saving tips when at home and away…

Navigating life in a big city can often be difficult. Τhere will be problems thrown your way that you hadn’t even considered. While there isn’t such thing as a handbook on surviving and thriving in the city, by doing appropriate research, we can prepare ourselves for most eventualities and can ensure that we are on top of everything that we need to be dealing with. Whether looking to make the most of being at home through getting the best deal or getting the best deal going, let’s take a look at some of the ways in which we can ensure that we are making good decisions and getting the most for our money.

Money Saving When at Home

One of the best ways to stay on top of life in the city is ensuring that you are getting the best deals. What can be more important than the deal you are on for your home? As Trussle shows through the variable rate mortgage comparison, it’s imperative to consider all aspects for the best value mortgage, including capital and interest payments, fees and incentives. This is a more accurate representation of the true cost you will end up paying than simply comparing the deal with the lowest interest rate. It’s important to do due diligence in order to ensure that you are receiving the best deal for the entire period of the mortgage and not just a benefit for the initial 24 months or as long as the Bank of England interest rate is favourable. Energy providers are similar in that some can offer better deals in the long term, such as one that has a commitment to renewable energy or energy that is better for the environment, like Bulb.

Money Saving When Away

Getting away is important for a healthy peace of mind and to keep batteries recharged so that we are performing at our best. But, not every getaway was created equally. There are dozens of holiday sites, but not all give the best value. Some may seem tantalizing at first with lower airfare and cheaper accommodation, but when you begin to add up the hidden costs such as seat, luggage, transfers and meals, you may end up paying more and having to deal with more hassle when you get there. Many believe that sites such as Skyscanner and then separate hotel sites such as Airbnb or Trivago give you the best deal, but sometimes choosing a package from one of the major holiday companies can work out cheaper in the long term. Ensure that you do due diligence when creating your own holiday, such as with TravelSupermarket, to ensure that you aren’t left with long waiting times or expensive local fares when a package holiday could have worked out smoother and more efficient.
Getting the best deal for yourself both in the short-term and long-term is important and often it can feel as though it’s easier just to accept whatever we currently have. Doing some shopping around and performing adequate research can end up saving us both time and money and give us the confidence to know that may we have this city living thing down after all.